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Alternative Medicines

More and more people are turning to alternative medicine. Whether it’s homeopathy, anthroposophic medicine, or herbal medicine—plant-based or homeopathic remedies offer an alternative to conventional medications and support the healing process in a gentle way.

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Your Benefits

  • Up to €100 in reimbursement per year for homeopathic medications, as well as anthroposophic and herbal (phytotherapy) medications prescribed on a private prescription
  • Valid for the entire family: Also reimbursable for co-insured family members

How to Get a Refund

Obtain a Doctor's Prescription
Your doctor will issue a prescription for the alternative medicine. Prescriptions from alternative practitioners cannot be accepted.

Buying Medications
You pay for the medication yourself at the pharmacy first. The medications must be available only at pharmacies but do not require a prescription.

Request a Reimbursement
Submit the specified pharmacy invoice along with the doctor’s prescription to us. You can also use the online service portal or the ZF BKK Service app for this purpose.

Good to Know

Homeopathy Without Detours – How to Get Even More Out of It

To help you stay on track with your health, we’ve entered into a homeopathy agreement with qualified doctors and pharmacies that accept health insurance. For you, this means: Simply present your insurance card and take advantage of the services right away—without any complicated billing!  Ask us about participating doctors, pharmacies, and homeopathic services, or search online on the MGL Managementgesellschaft für Gesundheitsleistungen mbH website for approved doctors.